The Ultimate Financial Messaging & Payment Hub
.png)
.jpeg)
In an era of evolving financial standards and complex cross-border regulations, your bank needs more than just a gateway. It needs a hub. Sakobia is an enterprise web-based payment and messaging hub designed to manage out-of-the-box cross-border, regional, and local payment schemes with unparalleled flexibility.
.png)
Delivering Innovative, Secure, and Scalable Technologies
With a deep understanding of regional realities and global best practices, we’ve earned a reputation for delivering secure, scalable, and transformative software solutions that empower institutions to serve their people better.
Why Your Institution
Needs Sakobia
Modern banking environments often struggle with "spaghetti architecture", where inflexible core systems are tightly coupled with various delivery channels. Sakobia acts as a sophisticated orchestration layer that decouples your payments from legacy constraints.
.jpg)
The Sakobia Advantage
.png)
Simplify Complexities
Effortlessly handle diverse formats including MT, ISO 20022, CBPR+, TARGET2, and SEPA.
Unified Visibility
Gain a single, comprehensive view of all payments across every instrument (Credit Transfers, Direct Debits, Instant Payments, and Request-to-Pay).
Future-Proof Operations
Stay ahead of market changes and evolving messaging standards without rebuilding your infrastructure.
AI-Driven Intelligence
Leverage advanced AI assistants to track suspicious behaviors, trends, and patterns in real-time.
Reduce Implementation Burden
Rapidly deploy new payment rails (SWIFT, RTGS, PAPSS, NIBSS) through an adaptable architecture.
Intelligent Message Flow Management
Sakobia™ streamlines the lifecycle of every financial message, ensuring accuracy from origin to destination.
.png)
Flow Direction; Incoming
Capabilities
Parses and stores messages for deep-drill searches; performs syntax and AML validation; auto-generates replies/returns; correlates messages for easy investigation.
.png)
Flow Direction; Outgoing
Capabilities
Receives orders from core systems; validates and translates formats; supports multi-level authorizations; manages bulk forwarding according to bank cut-off times.
.png)
.png)
.png)
.png)
Key Features & Benefits
.jpeg)
Increased Operational Efficiency
Stop worrying about data structures. Sakobia provides business-centered GUIs that allow users to create or repair SWIFT MT or ISO 20022 messages without technical expertise.
Smart Queries: The system suggests useful queries, turning every operator into a data-mining expert.
GPI Enabled: Real-time end-to-end tracking for complete payment transparency.
.jpeg)
Advanced AI-Powered Validation
Reduce costs by preventing unnecessary NAKs and rejections.
Network Rule Compliance: Automatic validation of SWIFT structures, fields, and semantics.
Duplicate Prevention: Advanced AI algorithms detect and block duplicate incoming and outgoing messages before they cause settlement issues.
Enterprise-Grade Security & Integration
Security Framework: Multi-level authentication, granular role-based access control, and comprehensive audit trails that meet global information security standards.
Easy Integration: Connect to your core banking, treasury, or trade applications via APIs, Files, or MQ protocols.
.jpeg)
Seamless Message Translation
Bridge the gap between legacy and modern standards. Our Translation Module allows your bank to be ISO 20022-ready instantly by translating between SWIFT MT and modern standards like CBPR+, TARGET2, and PAPSS.
Automated Nostro Reconciliation
Real-Time Matching: Match payments with statements and confirmations based on user-defined rules.
STP Improvement: Increase Straight-Through Processing (STP) rates by automating the reconciliation of daily credit/debit confirmations.
%20(1).jpeg)
Reporting & Analytics
Customized Reporting: Create and export
table columns to CSV.
Visual Insights: Download various charts and data visualizations as images for immediate inclusion in executive reports or emails.
Advanced Archiving: Automatically schedule archival processes to maintain system performance while ensuring data longevity.
Be the bank that sets the standard, not the one
playing catch up
.jpeg)